Understanding the true cost of debt comes down to cash flow, not just headline rates. This tool lets you map out your repayment profile across different facility sizes, terms, and structures so you can see exactly how capital moves through your business over time.
Adjust key inputs and test scenarios in seconds. Compare amortising vs interest only periods, understand how repayments step down, and assess whether your forecast cash flows can comfortably service the facility.
For founders and CFOs, this is about removing guesswork. A well structured facility should support growth, not constrain it. Use this to pressure test assumptions and make more informed capital decisions before you engage.
This tool is intended for illustrative purposes only and does not constitute financial advice.